{"id":12359,"date":"2023-08-25T00:00:00","date_gmt":"2023-08-25T00:00:00","guid":{"rendered":"https:\/\/tech-lib.eu\/tech\/je-pouzivani-sluzby-venmo-bezpecne-zkoumani-jeho-bezpecnostnich-funkci-a-srovnani-s-paypal\/"},"modified":"2023-08-25T00:00:00","modified_gmt":"2023-08-25T00:00:00","slug":"je-pouzivani-sluzby-venmo-bezpecne-zkoumani-jeho-bezpecnostnich-funkci-a-srovnani-s-paypal","status":"publish","type":"post","link":"https:\/\/tech-lib.eu\/tech\/je-pouzivani-sluzby-venmo-bezpecne-zkoumani-jeho-bezpecnostnich-funkci-a-srovnani-s-paypal\/","title":{"rendered":"Je pou\u017e\u00edv\u00e1n\u00ed slu\u017eby Venmo bezpe\u010dn\u00e9? Zkoum\u00e1n\u00ed jeho bezpe\u010dnostn\u00edch funkc\u00ed a srovn\u00e1n\u00ed s PayPal"},"content":{"rendered":"
\n
<\/div>\n

Obl\u00edben\u00fd peer-to-peer platebn\u00ed syst\u00e9m Venmo umo\u017e\u0148uje u\u017eivatel\u016fm snadno pos\u00edlat pen\u00edze p\u0159\u00e1tel\u016fm, \u010dlen\u016fm rodiny, a dokonce i \u00fapln\u011b ciz\u00edm lidem. S rostouc\u00edm po\u010dtem digit\u00e1ln\u00edch transakc\u00ed se v\u0161ak objevily i obavy o bezpe\u010dnost a zabezpe\u010den\u00ed. V tomto p\u0159\u00edsp\u011bvku prozkoum\u00e1me bezpe\u010dnostn\u00ed prvky slu\u017eby Venmo, porovn\u00e1me ji se slu\u017ebou PayPal a probereme, zda je jej\u00ed pou\u017e\u00edv\u00e1n\u00ed s ciz\u00edmi lidmi bezpe\u010dn\u00e9. Probereme tak\u00e9 pravidla pro vracen\u00ed pen\u011bz u slu\u017eby Venmo v p\u0159\u00edpad\u011b podvod\u016f. <\/p>\n

<\/div>\n

Pochopen\u00ed zaveden\u00fdch bezpe\u010dnostn\u00edch prvk\u016f je pro bezpe\u010dnost pou\u017e\u00edv\u00e1n\u00ed slu\u017eby Venmo z\u00e1sadn\u00ed. Slu\u017eba Venmo pou\u017e\u00edv\u00e1 \u0161ifrovac\u00ed technologie k ochran\u011b finan\u010dn\u00edch a osobn\u00edch \u00fadaj\u016f spot\u0159ebitel\u016f. To znemo\u017e\u0148uje hacker\u016fm zachytit a z\u00edskat p\u0159\u00edstup k soukrom\u00fdm informac\u00edm, proto\u017ee v\u0161echna data putuj\u00edc\u00ed mezi va\u0161\u00edm chytr\u00fdm telefonem a servery slu\u017eby Venmo jsou \u0161ifrov\u00e1na. <\/p>\n

<\/div>\n

Venmo tak\u00e9 poskytuje dvoufaktorov\u00e9 ov\u011b\u0159ov\u00e1n\u00ed (2FA) jako dal\u0161\u00ed bezpe\u010dnostn\u00ed opat\u0159en\u00ed. Zapnut\u00edm funkce 2FA m\u016f\u017eete zajistit, aby k va\u0161emu \u00fa\u010dtu Venmo m\u011bli p\u0159\u00edstup pouze opr\u00e1vn\u011bn\u00ed u\u017eivatel\u00e9, a to tak, \u017ee p\u0159i ka\u017ed\u00e9m p\u0159ihl\u00e1\u0161en\u00ed obdr\u017e\u00edte na sv\u00e9 mobiln\u00ed za\u0159\u00edzen\u00ed speci\u00e1ln\u00ed k\u00f3d. <\/p>\n

<\/div>\n

Srovn\u00e1me-li slu\u017eby Venmo a PayPal, ob\u011b maj\u00ed vysokou \u00farove\u0148 zabezpe\u010den\u00ed. Jako pr\u016fkopn\u00edk v oblasti digit\u00e1ln\u00edch plateb si PayPal vybudoval dobrou pov\u011bst d\u00edky bezpe\u010dn\u00fdm transakc\u00edm. K ochran\u011b u\u017eivatelsk\u00fdch \u00fa\u010dt\u016f pou\u017e\u00edv\u00e1 tak\u00e9 technologii 2FA a \u0161ifrov\u00e1n\u00ed. Proto\u017ee v\u0161ak existuje d\u00e9le a m\u00e1 v\u011bt\u0161\u00ed u\u017eivatelskou z\u00e1kladnu, m\u016f\u017ee b\u00fdt pro hackery PayPal l\u00e1kav\u011bj\u0161\u00edm c\u00edlem. <\/p>\n

<\/div>\n

PayPal i Venmo nab\u00edzej\u00ed z hlediska bezpe\u010dnosti srovnateln\u00fd stupe\u0148 ochrany. Je d\u016fle\u017eit\u00e9 m\u00edt na pam\u011bti, \u017ee PayPal poskytuje ochranu kupuj\u00edc\u00edho, co\u017e m\u016f\u017ee b\u00fdt u\u017eite\u010dn\u00e9 v p\u0159\u00edpad\u011b podvodu nebo podvodu. Pokud se vyskytne probl\u00e9m s transakc\u00ed, m\u016f\u017eete na platform\u011b PayPal podat spor a t\u0159eba z\u00edskat pen\u00edze zp\u011bt. Naproti tomu slu\u017eba Venmo nenab\u00edz\u00ed stejnou m\u00edru ochrany kupuj\u00edc\u00edho, zejm\u00e9na u transakc\u00ed s neidentifikovan\u00fdmi stranami. <\/p>\n

<\/div>\n

A\u010dkoli je slu\u017eba Venmo \u0161ikovn\u00fdm n\u00e1strojem pro pos\u00edl\u00e1n\u00ed pen\u011bz p\u0159\u00e1tel\u016fm a zn\u00e1m\u00fdm, p\u0159i jej\u00edm pou\u017e\u00edv\u00e1n\u00ed je lep\u0161\u00ed b\u00fdt obez\u0159etn\u00fd p\u0159i jedn\u00e1n\u00ed s nezn\u00e1m\u00fdmi lidmi. V\u011bt\u0161ina transakc\u00ed prost\u0159ednictv\u00edm slu\u017eby Venmo prob\u00edh\u00e1 okam\u017eit\u011b, a jakmile jsou pen\u00edze odesl\u00e1ny, nelze je z\u00edskat zp\u011bt, pokud se je p\u0159\u00edjemce nerozhodne vr\u00e1tit. Proto je nutn\u00e9 pou\u017e\u00edvat slu\u017ebu Venmo pouze s lidmi, kter\u00fdm m\u016f\u017eete d\u016fv\u011b\u0159ovat, nebo za okolnost\u00ed, kdy jste si jisti platnost\u00ed transakce. <\/p>\n

<\/div>\n

V p\u0159\u00edpad\u011b, \u017ee se bohu\u017eel stanete ob\u011bt\u00ed podvodu na slu\u017eb\u011b Venmo, slu\u017eba nab\u00edz\u00ed n\u011bkter\u00e9 kan\u00e1ly pro n\u00e1pravu. Ve smlouv\u011b s u\u017eivatelem slu\u017eby Venmo je uvedeno, \u017ee a\u010dkoli bude se spot\u0159ebiteli spolupracovat p\u0159i \u0159e\u0161en\u00ed probl\u00e9m\u016f, je v kone\u010dn\u00e9m d\u016fsledku povinnost\u00ed u\u017eivatele ujistit se, \u017ee transakce je legitimn\u00ed. U\u017eivatel\u00e9 slu\u017eby Venmo jsou vyz\u00fdv\u00e1ni, aby se vyh\u00fdbali obchod\u016fm s ciz\u00edmi lidmi a vym\u011b\u0148ovali si pen\u00edze pouze s osobami, kter\u00e9 znaj\u00ed a kter\u00fdm d\u016fv\u011b\u0159uj\u00ed. <\/p>\n

<\/div>\n

Z\u00e1v\u011brem lze \u0159\u00edci, \u017ee slu\u017eba Venmo pou\u017e\u00edv\u00e1 \u0161ifrovac\u00ed technologii a poskytuje 2FA k ochran\u011b u\u017eivatelsk\u00fdch \u00fa\u010dt\u016f, tak\u017ee jej\u00ed pou\u017e\u00edv\u00e1n\u00ed je obecn\u011b bezpe\u010dn\u00e9. P\u0159i komunikaci s ciz\u00edmi lidmi je v\u0161ak nutn\u00e9 db\u00e1t zv\u00fd\u0161en\u00e9 opatrnosti a uv\u011bdomit si, \u017ee Venmo neposkytuje stejnou \u00farove\u0148 ochrany kupuj\u00edc\u00edch jako PayPal. U\u017eivatel\u00e9 se v kone\u010dn\u00e9m d\u016fsledku mus\u00ed ujistit, \u017ee transakce jsou legitimn\u00ed, a p\u0159i prov\u00e1d\u011bn\u00ed digit\u00e1ln\u00edch plateb mus\u00ed b\u00fdt obez\u0159etn\u00ed.<\/p><\/div>\n

\n
FAQ<\/div>\n
\n
M\u016f\u017eete slu\u017ebu Venmo pou\u017e\u00edvat v zahrani\u010d\u00ed?<\/div>\n

Ne, slu\u017eba Venmo nen\u00ed v zahrani\u010d\u00ed dostupn\u00e1. V sou\u010dasn\u00e9 dob\u011b lze slu\u017ebu Venmo pou\u017e\u00edvat pouze na \u00fazem\u00ed Spojen\u00fdch st\u00e1t\u016f. Mimo tuto zemi nen\u00ed pro transakce ani p\u0159evody podporov\u00e1no. <\/p>\n<\/div>\n

\n
Jak\u00fd je nejbezpe\u010dn\u011bj\u0161\u00ed zp\u016fsob p\u0159ij\u00edm\u00e1n\u00ed pen\u011bz od ciz\u00ed osoby?<\/div>\n

Nejbezpe\u010dn\u011bj\u0161\u00edm p\u0159\u00edstupem k p\u0159ij\u00edm\u00e1n\u00ed pen\u011bz z nezn\u00e1m\u00e9ho zdroje je pou\u017eit\u00ed bezpe\u010dn\u00e9ho a spolehliv\u00e9ho platebn\u00edho mechanismu, jako je PayPal. V syst\u00e9mu PayPal jsou zavedena siln\u00e1 bezpe\u010dnostn\u00ed opat\u0159en\u00ed, kter\u00e1 chr\u00e1n\u00ed odes\u00edlatele i p\u0159\u00edjemce. Poskytuje sledov\u00e1n\u00ed podvod\u016f, \u0161ifrovac\u00ed technologii a programy na ochranu kupuj\u00edc\u00edch a prod\u00e1vaj\u00edc\u00edch, kter\u00e9 pom\u00e1haj\u00ed zajistit bezpe\u010dnost transakc\u00ed. Pro zaji\u0161t\u011bn\u00ed dal\u0161\u00edho stupn\u011b bezpe\u010dnosti umo\u017e\u0148uje PayPal z\u00e1kazn\u00edk\u016fm tak\u00e9 propojit jejich \u00fa\u010dty s bankovn\u00edmi \u00fa\u010dty nebo \u00fa\u010dty kreditn\u00edch karet. P\u0159esto\u017ee je Venmo zn\u00e1m\u00fd platebn\u00ed software, je d\u016fle\u017eit\u00e9 m\u00edt na pam\u011bti, \u017ee byl p\u016fvodn\u011b vytvo\u0159en pro vz\u00e1jemnou v\u00fdm\u011bnu mezi p\u0159\u00e1teli a zn\u00e1m\u00fdmi a p\u0159i jedn\u00e1n\u00ed s ciz\u00edmi lidmi nemus\u00ed poskytovat stejnou \u00farove\u0148 zabezpe\u010den\u00ed a ochrany jako PayPal. <\/p>\n<\/div>\n

\n
Pat\u0159\u00ed Venmo spole\u010dnosti PayPal?<\/div>\n

Vlastn\u00edkem slu\u017eby Venmo je skute\u010dn\u011b spole\u010dnost PayPal. Zn\u00e1mou mobiln\u00ed platebn\u00ed slu\u017ebu Venmo, kter\u00e1 umo\u017e\u0148uje u\u017eivatel\u016fm pos\u00edlat a p\u0159ij\u00edmat pen\u00edze od p\u0159\u00e1tel a rodiny, koupila spole\u010dnost PayPal v roce 2013. P\u0159esto\u017ee Venmo funguje samostatn\u011b, celou spole\u010dnost vlastn\u00ed PayPal. <\/p>\n<\/div>\n

\n
Co je bezpe\u010dn\u011bj\u0161\u00ed: PayPal nebo Venmo?<\/div>\n

P\u0159esto\u017ee jsou syst\u00e9my Venmo i PayPal v\u0161eobecn\u011b pova\u017eov\u00e1ny za bezpe\u010dn\u00e9 syst\u00e9my pro online transakce, existuj\u00ed mezi nimi ur\u010dit\u00e9 rozd\u00edly z hlediska bezpe\u010dnostn\u00edch opat\u0159en\u00ed. <\/p>\n

<\/div>\n

Vzhledem k tomu, \u017ee je PayPal na trhu ji\u017e del\u0161\u00ed dobu, vybudoval si solidn\u00ed pov\u011bst v oblasti bezpe\u010dnosti. Aby ochr\u00e1nil finan\u010dn\u00ed informace u\u017eivatel\u016f, poskytuje \u0161ifrov\u00e1n\u00ed odpov\u00eddaj\u00edc\u00ed pr\u016fmyslov\u00fdm standard\u016fm. Za \u00fa\u010delem identifikace a zastaven\u00ed podvodn\u00fdch transakc\u00ed poskytuje PayPal tak\u00e9 syst\u00e9my sledov\u00e1n\u00ed podvod\u016f a pravidla ochrany n\u00e1kupu. <\/p>\n

<\/div>\n

Venmo je naproti tomu slu\u017eba, kter\u00e1 pat\u0159\u00ed spole\u010dnosti PayPal a vyu\u017e\u00edv\u00e1 jej\u00ed bezpe\u010dnostn\u00ed r\u00e1mec. U\u017eivatel\u00e9 maj\u00ed mo\u017enost nastavit si u slu\u017eby Venmo v\u00edcefaktorov\u00e9 ov\u011b\u0159ov\u00e1n\u00ed, kter\u00e9 k ochran\u011b \u00fadaj\u016f u\u017eivatel\u016f pou\u017e\u00edv\u00e1 \u0161ifrov\u00e1n\u00ed. Je d\u016fle\u017eit\u00e9 m\u00edt na pam\u011bti, \u017ee v\u00fdchoz\u00ed nastaven\u00ed slu\u017eby Venmo \u010din\u00ed transakce viditeln\u011bj\u0161\u00edmi pro \u0161irokou ve\u0159ejnost, co\u017e m\u016f\u017ee spot\u0159ebitele vystavit riziku probl\u00e9m\u016f se soukrom\u00edm. <\/p>\n

<\/div>\n

Je obt\u00ed\u017en\u00e9 s jistotou ur\u010dit, kter\u00e1 platforma je v tomto ohledu bezpe\u010dn\u011bj\u0161\u00ed ne\u017e ta druh\u00e1. Spole\u010dnosti PayPal a Venmo zavedly bezpe\u010dnostn\u00ed opat\u0159en\u00ed k ochran\u011b \u00fadaj\u016f a plateb u\u017eivatel\u016f. U\u017eivatel\u00e9 v\u0161ak mus\u00ed p\u0159ijmout dal\u0161\u00ed bezpe\u010dnostn\u00ed opat\u0159en\u00ed, nap\u0159\u00edklad vytvo\u0159it si siln\u00e1 hesla, \u010dasto kontrolovat sv\u00e9 \u00fa\u010dty a b\u00fdt obez\u0159etn\u00ed p\u0159i zve\u0159ej\u0148ov\u00e1n\u00ed osobn\u00edch \u00fadaj\u016f online. <\/p>\n

<\/div>\n

Rozhodnut\u00ed mezi slu\u017ebami PayPal a Venmo m\u016f\u017ee nakonec z\u00e1viset na osobn\u00edm vkusu a jedine\u010dn\u00fdch po\u017eadavc\u00edch.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Obl\u00edben\u00fd peer-to-peer platebn\u00ed syst\u00e9m Venmo umo\u017e\u0148uje u\u017eivatel\u016fm snadno pos\u00edlat pen\u00edze p\u0159\u00e1tel\u016fm, \u010dlen\u016fm rodiny, a dokonce i \u00fapln\u011b ciz\u00edm lidem. S rostouc\u00edm po\u010dtem digit\u00e1ln\u00edch transakc\u00ed se v\u0161ak objevily i obavy o bezpe\u010dnost a zabezpe\u010den\u00ed. V tomto p\u0159\u00edsp\u011bvku prozkoum\u00e1me bezpe\u010dnostn\u00ed prvky slu\u017eby Venmo, porovn\u00e1me ji se slu\u017ebou PayPal a probereme, zda je jej\u00ed pou\u017e\u00edv\u00e1n\u00ed s ciz\u00edmi lidmi … \u010c\u00edst d\u00e1l<\/a><\/p>\n","protected":false},"author":4329,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4699],"tags":[],"class_list":["post-12359","post","type-post","status-publish","format-standard","hentry","category-platebni-platformy"],"_links":{"self":[{"href":"https:\/\/tech-lib.eu\/tech\/wp-json\/wp\/v2\/posts\/12359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tech-lib.eu\/tech\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tech-lib.eu\/tech\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tech-lib.eu\/tech\/wp-json\/wp\/v2\/users\/4329"}],"replies":[{"embeddable":true,"href":"https:\/\/tech-lib.eu\/tech\/wp-json\/wp\/v2\/comments?post=12359"}],"version-history":[{"count":0,"href":"https:\/\/tech-lib.eu\/tech\/wp-json\/wp\/v2\/posts\/12359\/revisions"}],"wp:attachment":[{"href":"https:\/\/tech-lib.eu\/tech\/wp-json\/wp\/v2\/media?parent=12359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tech-lib.eu\/tech\/wp-json\/wp\/v2\/categories?post=12359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tech-lib.eu\/tech\/wp-json\/wp\/v2\/tags?post=12359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}